Finance Capitalist is an online magazine (“Website”) accessible on financecapitalist.com, owned and operated by the following private limited company (“Company”, “we” or “us” or “our”):
We respect your privacy and recognise that your privacy is important. This privacy policy (“Privacy Policy”) sets forth and governs the privacy practices of the Company and applies to users (“you” or “user“) that access this Website. Definitions herein shall have the meaning assigned to them in the Terms. It is your responsibility to read this Privacy Policy thoroughly.
This Privacy Policy explains what data we may collect from our users, how such data may be used or shared with others, how we safeguard it, and how you may exercise your rights related to your Personal Data.
The Website may link to third-party sites which are not governed by this Privacy Policy, please be aware that we are not responsible for the privacy practices or the content of other sites (including our Service Providers as term defined below). We encourage you to read the privacy statements provided by other sites and Service Providers.
1) THE TYPES OF DATA COLLECTED
When you access and browse our Website, we may collect certain types of data that can be classified as follows:
(i) non-identifiable aggregated data (“Non-Personal Data“), for example, technical information transmitted by the device you are using and certain aggregated data regarding your use of the Website.
(ii) individually identifiable information (“Personal Data”, or “Personal Information”, subject to applicable law definitions. This may include name, email address and online identifiers, as detailed in the table below.
It is important to mention that we will not combine Personal Data you voluntarily provide with Non – Personal Data. However, if we will combine these types of data, we will treat the combined data as Personal Data.
Please see the table which details the types of data collected while you browse our Website or use the services offered therein, as well as the purpose of collection and how we use it:
TYPES OF DATA | PURPOSE OF COLLECTION AND HOW DO WE USE IT | For EU Individuals – Legal Basis under the GDPR |
Contact Details If you voluntarily choose to contact us for any reason, including support or any questions you may have, by sending us an email or by any other means of communication available (i.e., email, mail, etc.) you will be requested to provide us with your full name and email address. In addition, you can choose to provide us with additional information as part of your correspondence with us. | We will process your contact details as well as your contact history for the purpose of responding to your inquiries and provide you the service or support you have requested. The correspondence may be used in order to improve our customer service, and in the event we believe it is required in order to provide you with any further assistance (if applicable). | Legitimate Interest |
Newsletter In the event you sign up to receive our newsletter or other marketing materials, you will be requested to provide your email address. | We will use this data solely to send the marketing materials. In order to Opt-out – you may easily unsubscribe by contacting us via email (cf contact us section), or by other means, we will make available (e.g., “unsubscribe” link within the applicable email). | If you registered to our newsletter, you have provided your consent. |
Profiling Data When you access our Website we may display advertisements, our partners, the advertisers may place Cookies (as detailed below), and collect certain data on you for the purpose of displaying advertisements. If you wish to prevent the display of advertisements or other identifiers for interest-based advertising, you may change your browser settings to reset such advertisements or opt-out of such advertising. Please note that if you reset your advertising settings or opt-out of interest-based advertising, you may still see advertisements on our Website, but those ads will not be targeted for you. Please note that such actions may result in a less enjoyable user experience. | Our partners will process this data to manage and deliver advertisements more effectively and personally, including contextual, behavioral, and interest-based advertising based on your activity, preferences, or other data available to us or to our business partners and advertisers, including for re-targeting purposes. | We process this information based on your consent as required under your jurisdiction provided through our cookie manager. If you wish to revoke such consent, please contact us by email (cf contact us section) |
Technical Information We may collect technical Non-Personal Data, including type of operating system, type of device, type of browser, language preference, time and date of accessing the Website, click stream in the Website, approximate geographical location, etc.; | We will process this data for the purpose of operating, providing, maintaining, protecting, managing, customizing, and improving our Website. |
2) HOW WE COLLECT YOUR DATA
The data detailed above can be collected if you voluntarily provide it (meaning when you contact us), or, automatically, through the use if of certain tracking technologies, for example, through the use of cookies and pixels.
3) DMCA
This website respects the intellectual property rights of others and expects its users to do the same. In accordance with the Digital Millennium Copyright Act of 1998 (the “DMCA”), the website will respond to notices of alleged copyright infringement that comply with the DMCA and other applicable laws.
If you believe that your copyrighted work has been copied and is accessible on the Site in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information:
- A description of the copyrighted work that you claim has been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works.
- A description of the material that you claim is infringing and where it is located on the Site.
- Your contact information, including your address, telephone number, and email address.
- A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are authorized to act on the copyright owner’s behalf.
The Copyright Agent for the Site can be reached as follows:
Please note that the DMCA provides that you may be liable for damages (including costs and attorneys’ fees) if you misrepresent that a product or activity is infringing your copyrights. We therefore recommend seeking legal advice before submitting a notice to the Copyright Agent.
Remember to customize this policy with your own contact information and any other details that are specific to your website. Also, be sure to consult with a lawyer to ensure that your DMCA policy is in compliance with all relevant laws.
4) SHARING DATA WITH THIRD PARTIES
We will not share your Personal Data with third parties, outside as specifically mentioned herein:
- Compelled Disclosures – To satisfy any applicable law, regulation, legal process, subpoena or governmental request;
- Enforcement of our Rights – To enforce this Privacy Policy and the terms of our agreements, including the investigation of potential violations thereof;
- Security Detections – To detect, prevent, or otherwise address fraud, security or technical issues;
- Business Transfers and Affiliated Companies – When the Company is undergoing any change in control, including by means of a merger, acquisition or purchase of all or substantially all of its assets or with our parent company, any subsidiaries, joint ventures, or other companies under common control with the Company solely if and when applicable or necessary for the purposes described in this Privacy Policy, or in the event of any of the corporate transactions listed herein;
- Service Providers and Advertisers – to engage selected third party, business partners, companies and individuals to perform services complementary to our own (such as hosting and content delivery services, data analytics services, e-mail distribution and monitoring services, and our business, legal, financial and compliance advisors), or to serve advertisements via our Website (collectively – “Service Providers”). These Service Providers may have access to your personal data, depending on each of their specific roles and purposes in facilitating our Website, and may only use it for such purposes.
- Explicit Consent – If you provide us with your explicit consent to share your information prior to the disclosure. Once we share your Personal Data under these circumstances, that data becomes subject to the other third party’s privacy practices
For the avoidance of doubt, we may transfer and disclose or otherwise use Non-Personal Information, information which is linked to anonymous random identifiers or information that is aggregated in a non-identifiable way, at its own discretion.
5) YOUR RIGHTS
According to data protection and privacy laws may grant you with certain rights with regards to your Personal Data, all according to your jurisdiction. The rights may include one or all of the following: (i) request to amend your Personal Data we store accessing; (ii) review and access your Personal Data that we hold; (iii) request to delete your Personal Data that we hold (as long as we do not have a legitimate reason for retaining the data); (iv) restrict or object to the process your Personal Data; (v) exercise your right of data portability (vi) contact to a supervisory authority in your jurisdiction and file a complaint; and (vii) withdraw consent (to the extent applicable). If you wish to submit a request to exercise your rights, please fill contact us via email (cf contact us section).
When you contact us and request to exercise your rights regarding your Personal Data, we will require certain information from you in order to verify your identity and locate your data and that the process of locating and deleting the data may take reasonable time and effort, as required or permitted under applicable law.
Data privacy and related laws in your jurisdiction may provide you with different or additional rights related to the data we collect from you, which may also apply.
6) DATA RETENTION
We retain the Personal Data we collect for as long as it remains necessary for the purposes set forth above, all in accordance and compliance with applicable laws, or until an individual request us to delete its Personal Data, as detailed above.
We are entitled to rectify, replenish or remove incomplete or inaccurate information, at any time and at our sole discretion.
7) SECURITY
We use physical, technical and administrative security measures for the services that we believe are in compliance with applicable laws and industry standards in order to prevent your information from being accessed without the proper authorization, improperly used or disclosed, unlawfully destructed or accidentally lost.
If you feel that your privacy was treated, or if suffered from individual attempt to abuse our Website or service or acted in an inappropriate manner, please contact us directly via email (cf contact us section). We will make a reasonable effort to notify you and the appropriate authorities (if required by applicable law) if we discover a security incident related to your Personal Data.
8) CHILDREN
You represent and warrant that: (i) You are above the age of 16; and (ii) you are of legal competence to enter into this Policy. The service is not directed or intended for individuals under the age of 16 and we do not knowingly collect or solicit information from them. If we obtain actual knowledge that a user is under 16, we will take steps to immediately delete such user’s Personal Data. If you become aware or have any reason to believe that an individual that is under the age of 16 has shared any information with us, please contact us via email (cf contact us section).
9) TRANSFER OF YOUR DATA
We may store or process your information in the EU, United States or in other countries. Thus, any information you provide us may be transferred to and processed in countries other than the country from which you accessed our Website. We will take appropriate measures to ensure that your Personal Data receives an adequate level of data protection upon its transfer. When Personal Data that was collected within the EU is transferred outside the EU (and not to a recipient in a country that the European Commission has decided provides adequate protection) it shall be transferred under the provisions of the Standard Contractual Clauses (“SCC”) approved by the European Union. If you would like to understand more about these arrangements and your rights in connection therewith, please contact us at via email.
10) DATA CONTROLLER/DATA PROCESSOR
Certain data protection laws and regulations such as the GDPR, typically distinguish between two main roles for parties processing personal data: the “Data Controller” who determines the purposes and means of processing; and the “Data Processor“, who processes the data on behalf of the Data Controller. Below we explain how these roles apply to the services of our Website, to the extent that such laws and regulations apply.
Finance Capitalist is the “Data Controller” of its readers‘ personal data and with respect to which, assumes the responsibilities of Data Controller (solely to the extent applicable under law), as set forth in this Privacy Policy.
Where our Service Providers only process personal data on Finance Capitalist’s behalf, they will be deemed as “Data Processors”. However, on certain occasions, i.e. when personal data is being shared with our advertisers, as listed in ‘Sharing Data With Third Parties’ Section above, such advertiser shall be deemed as the “Data Controller” of your personal data and will process such data as an independent “Data Controller”. The advertiser will be responsible for meeting any legal requirements applicable to Data Controllers (such as establishing a legal basis for processing and responding to Data Subject Rights requests concerning the data they control).
11) DATA PROTECTION
To find out whether these rights apply to you and on any other privacy related matter, you can contact your local data protection authority if you have concerns regarding your rights under local law.
12) CONTACT US
If you have any questions regarding this Privacy Policy or our data practices, you are welcome to contact us at:
13) AMENDMENTS
We reserve the right to periodically amend or revise the Privacy Policy which will go into effect immediately upon the implementation of the revised Privacy Policy on our Website. We will make a reasonable effort to notify you in the event that we implement any changes that substantially changes our privacy practices. We recommend that you review this Privacy Policy periodically to ensure that you understand our privacy practices and to check for any amendments. If you have any comments or questions about this Privacy Policy or if you have any concerns regarding personal data, please send an email (cf contact us section).